PropCalcCountry Cost Comparison🇵🇹 🇪🇸 🇩🇪 🇫🇷 🇬🇧 🇺🇸
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Comparator

Property Acquisition Cost Comparison

Compare the total transaction costs of buying a property across 6 countries for the same purchase price.

🇬🇧United Kingdom
£12,772 (3.6%)
Lowest cost
🇺🇸United States
$15,552 (4.8%)
🇵🇹Portugal
€24,779 (8.3%)
🇩🇪Germany
€33,210 (11.1%)
🇫🇷France
€35,100 (11.7%)
🇪🇸Spain
€35,700 (11.9%)
Highest cost
CountryTransfer TaxNotary / LegalAgent FeeOtherTotal Extra Cost% of Price
🇬🇧United Kingdom
SDLT
£5,050£1,755£5,265£702£12,7723.6%
🇺🇸United States
Transfer tax (~1.5% avg)
$4,860$972$8,100$1,620$15,5524.8%
🇵🇹Portugal
IMT
€10,979€2,400€9,000€2,400€24,7798.3%
🇩🇪Germany
Grunderwerbsteuer (~5.5% avg)
€16,500€6,000€10,710€33,21011.1%
🇫🇷France
Droits de mutation (~5.8%)
€17,400€2,700€15,000€35,10011.7%
🇪🇸Spain
ITP (~8% avg)
€24,000€2,700€9,000€35,70011.9%
Note: US and UK prices shown in local currency at approximate exchange rate.
Rates are indicative averages for 2025. Transfer taxes vary by region, property type, and buyer status. Always consult a local professional.
Data updated on 25 May 2026

About This Calculator

This calculator helps real estate investors compare property investment metrics across various European countries. It is ideal for individuals looking to expand their portfolio internationally or evaluate different markets for optimal returns.

How It Works

1

Select Countries for Comparison

Choose up to three European countries you wish to analyze for your real estate investment. This allows for a focused comparison based on your specific investment interests.

2

Input Property Financials

Enter the relevant financial data for your potential property investments in each selected country. Include the estimated purchase price, expected monthly rental income, and any known operating expenses.

3

Specify Investment Criteria

Define your personal investment goals, such as your desired net rental yield, capital appreciation expectations, and the intended holding period for the property. These criteria will guide the evaluation.

4

Review Detailed Comparison Metrics

Analyze the comprehensive metrics calculated for each country, including the net rental yield, total acquisition costs, and estimated annual tax liabilities. Understand the financial implications of each market.

5

Evaluate and Make an Informed Decision

Use the side-by-side comparison to make an informed decision about which European country offers the most attractive real estate investment opportunity that aligns with your financial objectives.

Worked Example — Braga, Portugal

In Braga, Portugal, compare the same own capital against a 240 000 € property and 180 000 € financing at 3,2 %.

  • Use the same time horizon and own-capital amount in every alternative.
  • Enter current local financing, operating-cost and return assumptions.
  • Compare risk, liquidity and after-tax consequences as well as the headline result.

The comparison is locally framed but remains sensitive to the assumptions you choose.

Frequently Asked Questions