UK Stamp Duty Calculator (SDLT / LBTT / LTT)
Calculate Stamp Duty Land Tax for England & NI, LBTT for Scotland, or LTT for Wales. Covers standard buyers, first-time buyers, and second homes / buy-to-let.
Stamp Duty Due
£7,500
Effective Rate
2.1%
Band-by-Band Breakdown
| Band | Taxable | Rate | Tax |
|---|---|---|---|
| £0 – £125,000 | £125,000 | 0% | £0 |
| £125,000 – £250,000 | £125,000 | 2% | £2,500 |
| £250,000 – £925,000 | £100,000 | 5% | £5,000 |
| Tax Due | £7,500 | ||
How It Works
Progressive Bands
Stamp Duty is calculated on a progressive (slice) basis — each band of the property price is taxed at the applicable rate, not the whole price at one rate.
First-Time Buyer Relief
In England & NI, first-time buyers pay 0% on the first £300,000 and 5% on the portion from £300,001 to £500,000. No relief applies above £500,000. In Scotland, the nil-rate threshold rises to £175,000.
Second Home / BTL Surcharge
Purchasing an additional residential property usually attracts a 5% surcharge on top of standard SDLT rates in England & NI, a 6% ADS in Scotland, and higher rates in Wales.