Terms of Service

1. Acceptance of Terms

By accessing and using PropCalc ("the Site"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site. We reserve the right to modify these terms at any time, and your continued use of the Site constitutes acceptance of any changes.

2. Description of Service

PropCalc provides free, browser-based real estate calculators including Fix & Flip, BRRRR, Home Affordability, and Renovation Cost Estimator tools. These tools are provided for educational and informational purposes only. The Site is supported by advertising revenue through Google AdSense.

3. Disclaimer of Financial Advice

PropCalc does not provide financial, investment, legal, or tax advice. All calculations, results, and outputs provided by our tools are estimates based on the inputs you provide and general assumptions. They are intended solely for educational purposes and should not be relied upon as the basis for any financial decision.

Before making any real estate investment, purchase, or financial decision, you should consult with qualified professionals including licensed real estate agents, mortgage brokers, financial advisors, and legal counsel. Market conditions, local regulations, and individual circumstances vary significantly and cannot be fully accounted for by any calculator tool.

4. Accuracy of Information

While we strive to provide accurate and up-to-date calculation methodologies, PropCalc makes no warranties or representations regarding the accuracy, completeness, or suitability of the information provided. Interest rates, market values, renovation costs, and other variables change frequently and may differ significantly from the estimates produced by our tools. PropCalc shall not be liable for any errors, omissions, or inaccuracies in the content.

5. Limitation of Liability

To the fullest extent permitted by applicable law, PropCalc and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or its calculators. This includes but is not limited to financial losses resulting from investment decisions made based on our calculator outputs.

6. Intellectual Property

All content on PropCalc, including but not limited to text, graphics, logos, calculator designs, and software, is the property of PropCalc and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written permission.

7. Advertising

PropCalc displays advertisements served by Google AdSense and potentially other advertising networks. These advertisements are clearly distinguishable from our content. We do not endorse the products or services advertised. Clicking on advertisements is entirely at your own discretion and risk.

8. Prohibited Uses

You agree not to:

• Use the Site for any unlawful purpose or in violation of any regulations
• Attempt to gain unauthorised access to any part of the Site
• Use automated tools to scrape, crawl, or extract data from the Site
• Reproduce or redistribute our calculator tools without permission
• Engage in any activity that disrupts or interferes with the Site's functionality

9. Third-Party Links

The Site may contain links to third-party websites. These links are provided for your convenience only. PropCalc has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with applicable law. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the competent courts.

11. Contact

If you have any questions about these Terms of Service, please contact us via our Contact page.