Airbnb
Airbnb vs Long-Term Rental Calculator
Compare the net annual income of Airbnb (short-term rental) vs traditional long-term rental for the same property. Includes break-even occupancy analysis.
Long-Term Rental (LTR)
28% Cat. F (arrendamento). Regime simplificado: 35% da renda.
Airbnb / Short-Term Rental (STR)
25% Cat. B (AL). Regime simplificado: coef. 0.35 sobre receitas.
Shared Annual Costs
Long-Term Rental (LTR)
Airbnb / Short-Term Rental (STR)
Break-Even Occupancy
Occupancy needed for Airbnb to match LTR net income
Deal Score
Good Deal
How It Works
LTR net income = (monthly rent × 12 × (1 - vacancy)) - management fee - property tax - maintenance - insurance - income tax. STR net income = (occupied nights × nightly rate + cleaning fees) - Airbnb fees - management - property tax - maintenance - insurance - income tax. Break-even occupancy is the STR occupancy rate at which both models produce the same net income.
Frequently Asked Questions
When does Airbnb beat long-term rental?
Airbnb typically beats long-term rental when: (1) the property is in a high-demand tourist area with 60%+ occupancy, (2) the nightly rate is at least 2-3× the daily equivalent of monthly rent, and (3) local regulations allow short-term rentals.
What are the hidden costs of Airbnb vs long-term rental?
Airbnb has higher operational costs: cleaning between stays, higher maintenance due to more frequent use, more insurance, and property management fees of 15-25% if you use a manager. Long-term rental is more passive but has lower gross income.
How does the break-even occupancy work?
Break-even occupancy is the minimum Airbnb occupancy rate at which the net income equals the long-term rental net income. If your expected occupancy is above this threshold, Airbnb is more profitable. Below it, long-term rental wins.