Objective
Separate the value linked to use and enjoyment from the economic value of bare ownership transparently.
Inheritance, Division & Property
Usufruct & Bare Ownership
Compare the economic or tax split of a property value without inferring legal rights, heirs or final tax.
Value split
Usufruct value
€92,661
30.9%
Bare ownership value
€207,339
69.1%
Scope and limits
Portugal result is an economic present-value comparison, not a Portuguese tax valuation or a determination of civil rights.
How it works
- 1.Select Portugal, Spain or France independently from the page language.
- 2.Enter the property value and method inputs available for the market.
- 3.Portugal calculates present value; Spain and France display the relevant official value split.
- 4.Confirm title, responsibilities and tax before taking action.
National example
Portugal: a €300,000 property, €12,000 annual benefit for 10 years and a 5% discount rate give about €92,661 of economic usufruct and €207,339 of bare ownership.
Frequently asked questions
Does Portugal use a tax table?
No. It is an explicit economic comparison.
Can I model French temporary usufruct?
Not in this version.
Does the result determine my legal share?
No. Confirm that through the applicable process.