Is this my final bill?

No. Assessments, exemptions and local levies determine the actual bill.

Why use an effective rate?

It relates typical tax paid to housing value and is easier to compare than millage alone.

Should I use market or assessed value?

Use the value your local assessor taxes, if you know it.

Where do the rates and rules come from?

The calculator links its source in the methodology section. Confirm figures using the official source and a local adviser before signing.

Taxation

US Property Tax Calculator by State

Estimate annual and monthly residential property tax using a state-level effective-rate benchmark.

Your inputs

StateProperty value ($)Annual property-value growth (%)Manual override Rate (%)

Educational estimate — confirm your transaction with a qualified local tax adviser.

Results

Annual Tax

$4,984

Monthly Tax

$415

5-year projected tax

$25,937

Texas: 1.246% effective-rate assumption

This benchmark reflects typical tax relative to housing value. Your assessor's valuation, homestead exemption, school district and local levies may materially change the bill.

US Property Tax Calculator by State: How this estimate works

Property tax bills in the United States are set locally. This tool uses a weighted state effective-rate benchmark and lets you replace it with your county, city or assessor rate for a closer estimate.

1Choose the state where the property is located.
2Enter the assessed or market value used by your local authority.
3Use the manual override when you know the local effective rate.

Official source: Tax Foundation: 2026 state property-tax table. Rates and rules can change. Last reviewed August 2026.