| Preço de Compra | $200,000 |
| After Repair Value (ARV) | $350,000 |
| Custo de Reabilitação | $50,000 |
| Duração do Projecto | 6 meses |
| Item | Valor |
|---|---|
| Aquisição (impostos + notário) | $209,200 |
| Reabilitação | $57,500 |
| Custos de Posse | $12,200 |
| Custos de Venda | $24,500 |
| Custo Total do Projecto | $303,400 |
| Montante do Empréstimo | $160,000 |
| Juro Mensal | $1,333 |
| Total de Juros Pagos | $8,000 |
- Custos de aquisição calculados com taxas do país seleccionado (US)
- Custos de posse estimados em 1% do preço de compra por mês
- Custos de venda estimados em 6% do ARV (agência + jurídico)
- Os resultados são estimativas. Consulte um profissional qualificado antes de investir.
$46,600
This deal looks profitable!
13/08/2026 19:32 · Calc v2.3.0
Deal Score
Excellent Deal
42.0%
$7,767
$110,900
$195,000
Cost Breakdown
Smart Insights
Purchase price above MAO
You are paying above the Maximum Allowable Offer (70% rule). This reduces your safety margin significantly.
Excellent annualised ROI
84.0% annualised ROI is well above the 20% target — this deal generates strong returns.
Loan Summary
About This Calculator
This calculator helps real estate investors analyze the potential profitability of a house flipping project. It considers all major costs, including purchase, renovation, and financing, alongside the projected sale price to estimate your return on investment (ROI) and holding costs. Use this tool to make informed decisions before committing to a fix and flip venture.
How It Works
Step 1: Enter Property Acquisition Details
Input the initial purchase price of the property and any associated closing costs. This establishes your initial investment.
Step 2: Estimate Renovation Expenses
Detail all anticipated renovation costs, including materials, labor, and permits. Accurate renovation budgeting is crucial for project success.
Step 3: Calculate Holding Costs
Account for expenses incurred while holding the property, suchando as property taxes, insurance, utilities, and loan interest payments. These costs directly impact your overall profit.
Step 4: Project Sale Price and Costs
Determine the estimated market value of the property after renovations and factor in selling costs like real estate agent commissions and closing fees. A realistic sale price is key.
Step 5: Analyze Profit and ROI
The calculator will then compute your net profit, gross profit margin, and return on investment (ROI), providing a clear financial outlook for your fix and flip project.
Worked Example — Austin, Texas, United States
In Austin, Texas, United States, assess a $360,000 rental with $2,200 expected monthly rent and $270,000 financing at 6.4%.
- →Enter the local acquisition price, the expected 12 months of rent and recurring costs.
- →Use the calculator to convert those inputs into the relevant return, cash-flow or equity metric.
- →Stress-test vacancy, repairs and the current local borrowing terms before committing.
The result is a country-specific screening scenario, not a market valuation or lending offer.
Frequently Asked Questions
Complete Guide to Fix and Flip Investing
What is Fix and Flip?
Fix and flip is a real estate investment strategy where an investor purchases a distressed or undervalued property, renovates it to increase its market value, and then sells it for a profit. This strategy has become increasingly popular due to TV shows and the potential for significant returns in a relatively short timeframe.
Key Costs in a Fix and Flip Deal
Understanding all the costs involved is critical to a successful flip. Many new investors underestimate expenses, leading to thinner margins or even losses. Here are the main cost categories:
How to Estimate After Repair Value (ARV)
The ARV is the most important number in any flip analysis. To estimate it accurately, look at comparable sales (comps) in the same neighborhood — properties that are similar in size, age, and condition to what your property will look like after renovation. Focus on sales within the last 3-6 months and within a half-mile radius.
Common Mistakes to Avoid
The most common mistakes new flippers make include: underestimating rehab costs, overestimating the ARV, not accounting for holding costs, taking too long to complete renovations, and over-improving the property beyond what the neighborhood supports. Our calculator helps you avoid these pitfalls by forcing you to account for every cost category.
Financing Your Flip
Most flippers use hard money loans — short-term loans specifically designed for real estate investors. These typically have higher interest rates (8-15%) but offer fast closings and are based on the property's value rather than your credit score. Other options include private money lenders, home equity lines of credit (HELOCs), or partnerships with other investors.
Key Costs in a Fix and Flip Deal
- Acquisition Costs: Purchase price, closing costs, loan origination fees, and inspection costs.
- Renovation Costs: Materials, labor, permits, and always include a 10-20% contingency for unexpected issues.
- Holding Costs: Monthly interest payments, property taxes, insurance, utilities, and maintenance during the project.
- Selling Costs: Realtor commissions (typically 5-6%), staging, photography, and seller closing costs.
The Formula:
MAO = (ARV × 70%) − Rehab Costs
MAO stands for Maximum Allowable Offer — the highest price you should pay for the property. ARV is the After Repair Value, which is what the property will be worth once renovations are complete.
The remaining 30% covers your profit margin, holding costs, closing costs, and unexpected expenses. Some investors use 65% for tighter markets or 75% in less competitive areas.